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Tanning Salon Management Salon management help here. |
View Poll Results: EFT Declines - How do you handle them? | |||
We call the client after a decline. | 5 | 21.74% | |
We email the client after a decline. | 4 | 17.39% | |
We send a letter to the client after a decline. | 6 | 26.09% | |
We terminate the membership after 1 or 2 declines. | 10 | 43.48% | |
We terminate the membership after another # of months. | 7 | 30.43% | |
We don't terminate and fees continue to accrue. | 0 | 0% | |
We charge a decline fee. | 5 | 21.74% | |
We charge a termination fee. | 2 | 8.70% | |
All fees must be paid to continue membership, no exceptions | 2 | 8.70% | |
Fees paid and/or membership type are negotiable. | 3 | 13.04% | |
Multiple Choice Poll. Voters: 23. You may not vote on this poll |
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03-06-2014, 12:20 PM | #22 (permalink) |
Join Date: Aug 21 2007 Location: San Jose, CA
Posts: 155
Rep Power: 17 | Re: EFT Declines - How do you handle them? Wow! I'm really blown away. If your system is really getting new card numbers automatically after a cancelled card without any customer input, then you really need to get back into the software business and not just for tanning. Wow! |
03-06-2014, 04:18 PM | #23 (permalink) |
Join Date: Jan 30 2007 Location: Naples FL
Posts: 782
Rep Power: 18 | Re: EFT Declines - How do you handle them? well its a great feature but its not enough to drive me back into the tanning software business. Having 80 salons largely on EFT is the driving force behind us making such a large IT investment. It pays good dividends to have your own IT department assuming of course you know how do design software and systems pertinent to indoor tanning! |
03-06-2014, 04:20 PM | #24 (permalink) |
Join Date: Jan 30 2007 Location: Naples FL
Posts: 782
Rep Power: 18 | Re: EFT Declines - How do you handle them? Not only is there no customer input there is no employee input. Its 100% automated. We get the new card number sometimes before we even get a decline so we never know the card went bad! |
04-09-2014, 03:08 AM | #27 (permalink) |
Join Date: Nov 19 2010 Location: GA
Posts: 933
Rep Power: 14 | Re: EFT Declines - How do you handle them? It would seem to me, VERY ILLEGAL, to obtain a credit card# without the CC holders knowledge or approval. Obviously, not familiar with this "revolutionary software', but I would imagine between federal and state consumer protection laws, this is a BIG NO-NO and by doing so, you are opening the door to some legal problems. I know, I for one would sue any business or individual that obtains such personal info without approval |
04-09-2014, 11:36 AM | #28 (permalink) |
Join Date: Aug 21 2007 Location: San Jose, CA
Posts: 155
Rep Power: 17 | Re: EFT Declines - How do you handle them? I think the fine line is between agreeing to auto payments versus agree to a card number. Most membership agreements state you pay X, you get X. The agreement doesn't mention anything about you will be charged with this card number. Just the other day, a client comes in to update their card and he says he was surprised it didn't go through cause all his other auto payments went through. And the card number and expiration were different. I didn't ask what companies he was talking about but it's obvious this is going on in other places, just not tanning, unfortunately. And it's clear to me that you have to have this technology in order for a membership-only salon to work. Otherwise, you are dealing with declines at a high rate. The Target fallout is continuing to this day. Ive never had so many declines and that event happened Dec 1. People are getting new cards issued now in April, months later. Unless you are prepared, that kind of delay in payments can hurt operations. |
04-19-2014, 12:39 PM | #29 (permalink) |
Join Date: Jun 11 2005
Posts: 112
Rep Power: 19 | Re: EFT Declines - How do you handle them? The auto-update feature is something that's approved by both Visa and MC, as Tony mentioned. The problem is finding a merchant processor that offers it. We use First Data, and, when I initially asked my rep about it, she had no clue what I was talking about. I continued prodding her, and she finally got an answer from another department that, while First Data does offer it, the division I use apparently does not. http://www.cybersource.com/products_...count_updater/ |
04-20-2014, 12:33 PM | #30 (permalink) | |
Join Date: Jan 30 2007 Location: Naples FL
Posts: 782
Rep Power: 18 | Re: EFT Declines - How do you handle them? Quote:
Why would you rush to judgement like Peach and make such an obnoxious statement of illegality? Why would it even cross your mind that i would do it if it where illegal? Why would you not just assume that my software is "revolutionary"???? This is really saddening and pathetic how you guys attack someone that is doing something really cool and at one time was thinking about sharing it with other salons? I can't and won't guess your motives like Peach does to me. But I have to ask you WHY? WHY the pessimism? Why the doubt? Why attack it/me rather then HOPE its true and that one day it might be available to you? WHY BLACK SUN WHY? And for the record my decline rate is single digit :) Last edited by Tony; 04-20-2014 at 05:58 PM. | |
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