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jgmobile 03-07-2011 11:31 AM

Mobile Tanning Insurance
 
Hi Everyone,

I am looking for an insurance company for the mobile spray tanning business I am starting. So far, I have spoken to Insurtec but that is the only one I have found that covers mobile spray tanning. Also, they do not cover sexual harassment (for example, if the client says you touched them inappropriately) which I think is important to have when doing mobile spray tanning. Can anyone recommend any other companies? Thanks!

Michelle N 03-07-2011 09:32 PM

Re: Mobile Tanning Insurance
 
Universal Insurance or Thomco both cover tanning salons.

jgmobile 03-08-2011 09:45 AM

Re: Mobile Tanning Insurance
 
Thanks! I will contact both companies.

Mobile_Airbrush 03-19-2011 11:04 PM

Re: Mobile Tanning Insurance
 
jgmobile which company did you go with? do they cover sexual harrassment accusations?

LegallyBronzed 03-22-2011 12:27 AM

Re: Mobile Tanning Insurance
 
I got a quote today from Thomco Insurance & from Insurtec for a Colorado mobile spray tanning company.
Insurtec only offers Personal & Liability. The quote I got for JUST liability (300,000) was aprox $500
Thomco Insurance offers Personal, Liability & Sexual claim. For all 3 and for (500,000) of coverage it was aprox $300

Just make sure you get your quotes!

jgmobile 03-23-2011 05:25 PM

Re: Mobile Tanning Insurance
 
Hi Mobile-Airbrush,

I am going to go with Insurtec. I called the other companies listed but they either covered only spray tanning if there were also indoor tanning equ. in the salon or did not cover my state. From my research, I think Insurtec is the best.

No, they do not cover sexual harassment but I was told but many insurance agents that most wont.

I hope this helps!

cdbeshore 05-05-2011 10:12 AM

Re: Mobile Tanning Insurance
 
Just to clarify, we can add a Sexual Abuse endorsement to our policy. Our policy covers the following:

General Liability
Products Liability
Professional Liability
Property (optional)
Mobile Operations

Any further questions, give us a call.

Thanks,
Chris
800-606-0621

cdbeshore 02-09-2012 05:05 PM

Re: Mobile Tanning Insurance
 
Update: We have a new program specifically designed for airbrush tanning operators and independent contractors. Price starts at $309, so it is about $200 less than our previous policy. It covers mobile up to $300,000. Call or visit our site for details.

800-606-0621


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