Insurance question - tanTALK

Melissaw1010 · 11-05-2010, 12:42 PM

I recieved a quote from Insurtec. How many of you on this forum have had liability claims ? I am doing mobile spray tanning , just myself no other employees . I am definantly getting insurance but would $300k be adequate coverage ? Hopefully I will not have to use it. I don't want to be paying for more coverage than I actually need . Thanks

parrot head · 11-06-2010, 07:00 AM

I would think $300,000 is more then enough. As Brian would ask, "Do you have insurance to cover yourself, should you get your fingers smashed when closing the trunk? lol

Melissaw1010 · 11-06-2010, 07:40 AM

Thanks . $300k is the minimum and sure I will be fine. As far as the other comment , yes I do however I am not going to be part of the " Trunk slammers union " lol
I have been researching and planning this for over 8 months. Making sure I'm going about this the right way. :-)

parrot head · 11-06-2010, 01:50 PM

Good luck, I just hope you don't get your parade rained on.

LatinFlavor · 11-09-2010, 08:02 AM

I have my clients sign a waiver form.

jenmag · 11-10-2010, 09:31 AM

Latin Flavor...What do you out in your waivers?

LegallyBronzed · 03-22-2011, 12:26 AM

I got a quote today from Thomco Insurance & from Insurtec for a Colorado mobile spray tanning company.
Insurtec only offers Personal & Liability. The quote I got for JUST liability (300,000) was aprox $500
Thomco Insurance offers Personal, Liability & Sexual claim. For all 3 and for (500,000) of coverage it was aprox $300

Just make sure you get your quotes!

itsmeamg · 03-26-2011, 11:00 AM

Does anyone know when you purchse insurance for your mobile tanning business if you have to add to your auto policy as well?

JeAdore · 04-02-2011, 02:16 AM

Quote:

Originally Posted by LegallyBronzed

I got a quote today from Thomco Insurance & from Insurtec for a Colorado mobile spray tanning company.
Insurtec only offers Personal & Liability. The quote I got for JUST liability (300,000) was aprox $500
Thomco Insurance offers Personal, Liability & Sexual claim. For all 3 and for (500,000) of coverage it was aprox $300

Just make sure you get your quotes!

interesting...

11-06-2010, 07:00 AM	#2 (permalink)
parrot head Team TanTalk Join Date: Jul 13 2004 Location: Menomonie, Wi. Age: 82 Posts: 3,145 Rep Power: 22	Re: Insurance question I would think $300,000 is more then enough. As Brian would ask, "Do you have insurance to cover yourself, should you get your fingers smashed when closing the trunk? lol

11-06-2010, 07:40 AM	#3 (permalink)
Melissaw1010 Join Date: Apr 21 2010 Posts: 267 Rep Power: 15	Re: Insurance question Thanks . $300k is the minimum and sure I will be fine. As far as the other comment , yes I do however I am not going to be part of the " Trunk slammers union " lol I have been researching and planning this for over 8 months. Making sure I'm going about this the right way. :-)

11-06-2010, 01:50 PM	#4 (permalink)
parrot head Team TanTalk Join Date: Jul 13 2004 Location: Menomonie, Wi. Age: 82 Posts: 3,145 Rep Power: 22	Re: Insurance question Good luck, I just hope you don't get your parade rained on.

11-09-2010, 08:02 AM	#5 (permalink)
LatinFlavor Join Date: Feb 10 2010 Posts: 157 Rep Power: 15	Re: Insurance question I have my clients sign a waiver form.

11-10-2010, 09:31 AM	#6 (permalink)
jenmag Join Date: May 18 2010 Location: boston Posts: 8 Rep Power: 0	Re: Insurance question Latin Flavor...What do you out in your waivers?

03-26-2011, 11:00 AM	#8 (permalink)
itsmeamg Join Date: Mar 9 2011 Location: massachusetts Posts: 23 Rep Power: 0	Re: Insurance question Does anyone know when you purchse insurance for your mobile tanning business if you have to add to your auto policy as well?

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