kedmund

Just wanted you all to know I got a quote from my local Farmers rep. He came in at 385 for 1M worth of liability and a 250 deductible. WOW! That's WAY cheaper/better coverage than the quote I got from "the competition" that's on this website.

besthands

Thats $75 less than State Farm. Good to know!! Good post

cdbeshore

Keep in mind that Farmers and State Farm have a cancer exclusion and may even exclude burns and other risks that a tanning salon may face. They may also be on a "claims made" form, which means that if you sell your business or cancel your policy for any reason, you have no coverage. With our policy, you are covered if the claim happened while you had coverage, even if it is years down the road.

These companies also have very little experience dealing with tanning related claims. You have a solid policy for trip and falls with these companies, but not so much on the tanning.

I think a cancer exclusion is a pretty big deal on a tanning policy. Be sure to look over your quote/policy very carefully to see what is excluded or not covered.

There are only a handful of insurance companies that offer "true" tanning insurance. Shop around with these companies if you want true tanning coverage. I understand the price sensitivity of salon owners, but you have to consider all the factors when buying insurance coverage.

Chris

__________________
Chris
Insurtec Tanning Insurance
www.insurtecinc.com
www.walkforgrace.com
Fight Cystic Fibrosis!

movieking

I don't think she offers UV tanning even though she's on a UV tanning salon owners site.