SALON LIABILITY INSURANCE? RECCOMMENDATIONS?

Paulastone · 10-21-2006, 05:39 PM

With all of the choices that are available for most companies, does anyone have a preference, or a suggestion as to the best, or most reasonable company, to buy from?
Thanks

Neon Beach · 10-21-2006, 05:59 PM

Limits of Liability Insurance?
I Need Salon Insurance - FAST!
What about liability insurance

I deal with a company here in Canada that "specializes" in tanning salon insurance, yet it seems they don't cover what you would think they would regarding tanning. Probably the same for most. Have you tired any local brokers to see what's what with them?

Neon Beach · 10-21-2006, 06:00 PM

http://www.lookingfit.com/insexperts.html

Paulastone · 10-21-2006, 06:20 PM

Neon, as with any and all companies, the specifics as to their coverage is "general" at best. Deductables, terms, history, is so obscure that it blows my mind. Just for a "numbers" reference, old policy, which they are not renewing, no incidents, was about 1,500 a year, for 1200 sq ft. The company they referred me to is 1100 per year, but coverages are half, with deductables double. No vasoline in the new policy, but a bottle of KY included in last one. Sorry for the crudeness, but what next?

I am a fighter, and stupid a-- diversion, competition, the medical fields lack of comitment either way, will keep from succedding. Why is it such a fight? Thanks for always responding to my "blonde" questions Neon, but frustration is getting the best of my common sense!

Neon Beach · 10-21-2006, 06:25 PM

Insurance companies = frustration

Neon Beach · 10-21-2006, 06:27 PM

You'd have to hire a team of analysists to weed out are the crap they spew to actually figure out what is the better deal............ aarrrgh.

Paulastone · 10-21-2006, 06:32 PM

So does anyone want to give me a comparable rate they have, and yes I know cities and location, and yadda yadda are a factor. Just looking for what others are having to go with. And don't worry, I'm not looking to compete with anyone, my girlfriend won't let me. Just some suggestions would be helpful.

Neon Beach · 10-21-2006, 06:34 PM

My advice? Do a Google. And follow up based on your situation.

Girlfriend?

Paulastone · 10-21-2006, 07:27 PM

Crap, I noticed that after I typed it. Yes, GF. Don't hold that against me. I'm not married or anything. It's my salon, and she has nothing to do with it.

Neon Beach · 10-21-2006, 07:33 PM

Friend that is a girl or girlfriend? woo hoo (it's a guy thing)

10-21-2006, 05:39 PM	#1 (permalink)
Paulastone Join Date: Oct 14 2006 Posts: 72 Rep Power: 0	SALON LIABILITY INSURANCE? RECCOMMENDATIONS? With all of the choices that are available for most companies, does anyone have a preference, or a suggestion as to the best, or most reasonable company, to buy from? Thanks

10-21-2006, 06:00 PM	#3 (permalink)
Neon Beach I'm Banned Join Date: Nov 30 2000 Location: Ontario Age: 45 Posts: 52,065 Rep Power: 0	Re: SALON LIABILITY INSURANCE? RECCOMMENDATIONS? http://www.lookingfit.com/insexperts.html

10-21-2006, 06:20 PM	#4 (permalink)
Paulastone Join Date: Oct 14 2006 Posts: 72 Rep Power: 0	Re: SALON LIABILITY INSURANCE? RECCOMMENDATIONS? Neon, as with any and all companies, the specifics as to their coverage is "general" at best. Deductables, terms, history, is so obscure that it blows my mind. Just for a "numbers" reference, old policy, which they are not renewing, no incidents, was about 1,500 a year, for 1200 sq ft. The company they referred me to is 1100 per year, but coverages are half, with deductables double. No vasoline in the new policy, but a bottle of KY included in last one. Sorry for the crudeness, but what next? I am a fighter, and stupid a-- diversion, competition, the medical fields lack of comitment either way, will keep from succedding. Why is it such a fight? Thanks for always responding to my "blonde" questions Neon, but frustration is getting the best of my common sense!

10-21-2006, 06:27 PM	#6 (permalink)
Neon Beach I'm Banned Join Date: Nov 30 2000 Location: Ontario Age: 45 Posts: 52,065 Rep Power: 0	Re: SALON LIABILITY INSURANCE? RECCOMMENDATIONS? You'd have to hire a team of analysists to weed out are the crap they spew to actually figure out what is the better deal............ aarrrgh.

10-21-2006, 06:32 PM	#7 (permalink)
Paulastone Join Date: Oct 14 2006 Posts: 72 Rep Power: 0	Re: SALON LIABILITY INSURANCE? RECCOMMENDATIONS? So does anyone want to give me a comparable rate they have, and yes I know cities and location, and yadda yadda are a factor. Just looking for what others are having to go with. And don't worry, I'm not looking to compete with anyone, my girlfriend won't let me. Just some suggestions would be helpful.

10-21-2006, 06:34 PM	#8 (permalink)
Neon Beach I'm Banned Join Date: Nov 30 2000 Location: Ontario Age: 45 Posts: 52,065 Rep Power: 0	Re: SALON LIABILITY INSURANCE? RECCOMMENDATIONS? My advice? Do a Google. And follow up based on your situation. Girlfriend?

10-21-2006, 07:27 PM	#9 (permalink)
Paulastone Join Date: Oct 14 2006 Posts: 72 Rep Power: 0	Re: SALON LIABILITY INSURANCE? RECCOMMENDATIONS? Crap, I noticed that after I typed it. Yes, GF. Don't hold that against me. I'm not married or anything. It's my salon, and she has nothing to do with it.

10-21-2006, 07:33 PM	#10 (permalink)
Neon Beach I'm Banned Join Date: Nov 30 2000 Location: Ontario Age: 45 Posts: 52,065 Rep Power: 0	Re: SALON LIABILITY INSURANCE? RECCOMMENDATIONS? Friend that is a girl or girlfriend? woo hoo (it's a guy thing)

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