AVOID ~ INSURTEC for tanning insurance

ld042702 · 10-03-2005, 03:05 PM

Hey all, just wanted to let you know if you're thinking of Insurtec for tanning insurance....stay away from them. I lost my salon in February due to a fire that wasn't my fault. It's now October and the claim still isn't settled. I have a policy for "Loss Income" and my income/sales were both proven by my attorney & accountant, that I have EXCEEDED the maximum amount on the policy of $12500 and the company only wants to pay $5600 for more than 8 months of lost income. Can you imagine?
Plus they will not pay for all the inventory because I can not provide all the receipts....well it was a total loss due to a FIRE.
Avoid this insurance company. Spend a few extra bucks and go elsewhere.

ALOHATANCA · 10-03-2005, 03:08 PM

You should be able to contact all the vendors & have them duplicate the receipts. Good Luck.

_________________
[ This Message was edited by: ALOHATANCA on 2005-10-05 13:20 ]

Neon Beach · 10-03-2005, 03:15 PM

Wery goud tinking!!

clubtan1 · 10-03-2005, 04:43 PM

We dumped them over a year ago. Had a client who "threatened" to sue us for a boo boo on her finger. They jacked our rates up $800 a year because it was a "possible, future loss". Well, we dumped them.

mikeytan · 10-03-2005, 04:49 PM

So who are you using now? What does one think is a good company?

Neon Beach · 10-03-2005, 04:49 PM

river_brat · 10-03-2005, 09:30 PM

Wow dejavu! They are doing the same thing to me right now!

Ezliving_Jim · 10-04-2005, 12:49 AM

Insurtec will be at the ITA Nashville show. Sounds like they deserve a little feedback.

We use GLS. No problems but, so far, no claims either.

Ezliving_Jim · 10-04-2005, 12:50 AM

double post.[ This Message was edited by: Ezliving_Jim on 2005-10-03 23:51 ]

BooBop · 10-04-2005, 09:06 AM

Thanks for the heads up.

I wonder if Insuretec would like to come onboard in their defense?

I also use GLS but I have never had a claim so, I can't comment whether "it's all good" or not.

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10-03-2005, 03:08 PM	#2 (permalink)
ALOHATANCA Police Department Join Date: Nov 14 2003 Location: CALIFORNIA Age: 49 Posts: 4,436 Rep Power: 9	You should be able to contact all the vendors & have them duplicate the receipts. Good Luck. _________________ [ This Message was edited by: ALOHATANCA on 2005-10-05 13:20 ]

10-03-2005, 03:15 PM	#3 (permalink)
Neon Beach I'm Banned Join Date: Nov 30 2000 Location: Ontario Age: 45 Posts: 52,065 Rep Power: 0	Wery goud tinking!!

10-03-2005, 04:43 PM	#4 (permalink)
clubtan1 Join Date: Jan 31 2005 Posts: 3,317 Rep Power: 42	We dumped them over a year ago. Had a client who "threatened" to sue us for a boo boo on her finger. They jacked our rates up $800 a year because it was a "possible, future loss". Well, we dumped them.

10-03-2005, 04:49 PM	#5 (permalink)
mikeytan I love Derf!! Join Date: Aug 21 2004 Location: The Islands Age: 30 Posts: 1,449 Rep Power: 6	So who are you using now? What does one think is a good company?

10-03-2005, 04:49 PM	#6 (permalink)
Neon Beach I'm Banned Join Date: Nov 30 2000 Location: Ontario Age: 45 Posts: 52,065 Rep Power: 0

10-03-2005, 09:30 PM	#7 (permalink)
river_brat I love Derf!! Join Date: Apr 1 2004 Location: WEST COAST Age: 28 Posts: 1,573 Rep Power: 5	Wow dejavu! They are doing the same thing to me right now!

10-04-2005, 12:50 AM	#9 (permalink)
Ezliving_Jim I love Derf!! Join Date: Mar 12 2002 Location: Virtual Reality Posts: 2,423 Rep Power: 10	double post.[ This Message was edited by: Ezliving_Jim on 2005-10-03 23:51 ]

10-04-2005, 09:06 AM	#10 (permalink)
BooBop I love Derf!! Join Date: Apr 5 2001 Posts: 9,497 Rep Power: 13	Thanks for the heads up. I wonder if Insuretec would like to come onboard in their defense? I also use GLS but I have never had a claim so, I can't comment whether "it's all good" or not.

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