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Old 09-20-2004, 03:02 PM   #31 (permalink)
 
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I used Ergo's break- even, I'm doing better than what the spreadsheet said. I'm 25 and wished I opened when I was 18, instead of college. If you're worried about getting money, get a lease, the money is fairly easy to get assuming you have descent credit.
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Old 09-20-2004, 03:34 PM   #32 (permalink)
 
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We have many assets also and that's what we had to use to get a loan. No bank would do a business loan, but after being here 5.75 years, they all come around wanting us to bank with them. Too bad for them they we have a long memory.
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Old 09-20-2004, 06:10 PM   #33 (permalink)
 
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On 2004-09-19 02:12:00, PipelineTanningCo wrote:
Oh I forgot to mention...I'm only 18


You're age will also be a problem IMO, unless you have a co-signer. Also, don't put to much faith in breakeven analysis', they always look good on paper and are based, unfortunately on a lot of "ifs".
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Old 09-20-2004, 06:14 PM   #34 (permalink)
 
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I'll be using the same bank my dad has been using for many, many years, and he will be cosigning. Besides owning a glass company, he is also a contractor, so many large loans have been taken out to build $200,000+ houses....plus Im saving a ton on remodeling!
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Old 09-20-2004, 06:20 PM   #35 (permalink)
 
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No offence, but what we have here is a 90210 child. In essence it will be your dads salon. Well I will admit, that things are a lot easier when you have money.
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Old 09-20-2004, 06:29 PM   #36 (permalink)
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I have two leases with banks one is Sky Bank and National City both for start up leases, we have been in business less than a year.
Pipeline, I think you are getting a reaction from some of the veteran salon owners is you seem to always ask a question when you already "know the answer". It would probably would go better if you would ask a question when you truly wanted someone's opionion.

The first rule in sales you will learn over the years is you must listen first.

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Old 09-20-2004, 06:34 PM   #37 (permalink)
 
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You maybe right right on target with that comment DWhite6872,
it's seems to be more bragging so far, than enquiring. Congratulations though pipeline, you were born into the right family.
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Old 09-20-2004, 06:39 PM   #38 (permalink)
 
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Old 09-20-2004, 11:43 PM   #39 (permalink)
 
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Um, sorry? I guess I'll just get into some other industry because I have the money to do a salon the way I want....my bad, what I was thinking?

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Old 09-21-2004, 01:54 AM   #40 (permalink)
 
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Sure sounds like somebody needs a nap!! All in fun Pipeline,I'm sure.

It's not your fault you have money. I don't, but am still going to open an upscale salon (mostly on equity, partly on leasing equipment, and a little on personal savings) with, if everything goes as planned, all Sontegra beds. Good luck, and keep your standards high.
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