Insurance - tanTALK

BlondStranger · 01-22-2005, 10:34 PM

Does everone carry liability insurance? For 24 tanning units I am paying about $10,000 a year for insurance for the reg. business and liability. I am questioning the professional liability?

MATT A · 01-22-2005, 10:37 PM

I use IMC. They are quite reasonable. Ya, that is high.

BlondStranger · 01-22-2005, 10:53 PM

I forgot to mention that is for two seperate locations.

Neon Beach · 01-23-2005, 10:02 AM

Yikes, that is high. Time to do some shopping around I'd think.

DWhite6872 · 01-23-2005, 10:13 AM

We use GLS

MATT A · 01-23-2005, 03:37 PM

How many beds per location? If you have around 25 or more beds per location. And that is full coverage including liability workers comp etc. Then that would be reasonable.

Kanoo · 01-23-2005, 08:32 PM

I happen to own an insurance agency, as well as a salon. I would absolutley suggest getting the professional liab... No way would I run a salon without it!!!!!!

river_brat · 01-25-2005, 03:41 PM

what ever you do stay away from insurtec.

pam · 01-25-2005, 10:02 PM

Quote:
On 2005-01-25 15:41:00, river_brat wrote:
what ever you do stay away from insurtec.

WHY? I have used them for several years but have never had a claim. Have you had a problem with them?

TaninMI · 01-26-2005, 06:02 AM

I was wondering if maybe someone can post the names of other insurance agencies that cover salons instead of using initials....thanks

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01-22-2005, 10:34 PM	#1 (permalink)
BlondStranger Join Date: Jan 22 2005 Posts: 2 Rep Power: 0	Does everone carry liability insurance? For 24 tanning units I am paying about $10,000 a year for insurance for the reg. business and liability. I am questioning the professional liability?

01-22-2005, 10:37 PM	#2 (permalink)
MATT A I'm Banned Join Date: Sep 6 2004 Posts: 13,921 Rep Power: 0	I use IMC. They are quite reasonable. Ya, that is high.

01-22-2005, 10:53 PM	#3 (permalink)
BlondStranger Join Date: Jan 22 2005 Posts: 2 Rep Power: 0	I forgot to mention that is for two seperate locations.

01-23-2005, 10:02 AM	#4 (permalink)
Neon Beach Join Date: Nov 30 2000 Location: Ontario Age: 61 Posts: 38,594 Rep Power: 107	Yikes, that is high. Time to do some shopping around I'd think.

01-23-2005, 10:13 AM	#5 (permalink)
DWhite6872 Waiting Confirmation Join Date: Apr 22 2004 Posts: 3,646 Rep Power: 0	We use GLS

01-23-2005, 03:37 PM	#6 (permalink)
MATT A I'm Banned Join Date: Sep 6 2004 Posts: 13,921 Rep Power: 0	How many beds per location? If you have around 25 or more beds per location. And that is full coverage including liability workers comp etc. Then that would be reasonable.

01-23-2005, 08:32 PM	#7 (permalink)
Kanoo Join Date: Aug 9 2004 Posts: 137 Rep Power: 20	I happen to own an insurance agency, as well as a salon. I would absolutley suggest getting the professional liab... No way would I run a salon without it!!!!!!

01-25-2005, 03:41 PM	#8 (permalink)
river_brat I love Derf!! Join Date: Apr 1 2004 Location: WEST COAST Age: 44 Posts: 906 Rep Power: 21	what ever you do stay away from insurtec.

01-25-2005, 10:02 PM	#9 (permalink)
pam I'm Banned Join Date: Oct 29 2001 Location: USA Posts: 3,893 Rep Power: 0	Quote: On 2005-01-25 15:41:00, river_brat wrote: what ever you do stay away from insurtec. WHY? I have used them for several years but have never had a claim. Have you had a problem with them?

01-26-2005, 06:02 AM	#10 (permalink)
TaninMI Join Date: Nov 30 2004 Posts: 81 Rep Power: 0	I was wondering if maybe someone can post the names of other insurance agencies that cover salons instead of using initials....thanks

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