wildchilde

Did you only have two spots?

You are probably over doing it a bit.
The derm can give you some lamasil tablets (or others) to take but it also comes w/ the risk of liver damage if not taken correctly and or too long.
Take the selsun blue or the nizoral shampoo at night and put it on your back, arms, chest where it is.
Put on an old t-shirt and sit for a while or wear it to bed if you have taken a shower already.
If you can't reach it have someone put it on for you. Do this for a few days to a week depending on how bad it is and it will go away.
If your skin is peeling it is probably from the cream not the shampoo. You may want to give it a day or so of rest then try the shampoo trick.
Trust me the shampoo is harmless will not hurt you or turn you blue.
My son did this when I told him I was not giving the derm anymore money and he had it from his neck, back, arms and was goin to his face.
I would also try emu oil vs cocoa butter for the dryness. The emu oil has much better qualities to it than the cocoa butter.
Some of the directions may not quit pertain to you depending on where spots are located and how bad it has gotten.