JensSunQuest

I wonder if the law prohibits charging fees after a certain time period.....Like Visa first they charge 5.95 to activate for any card over 100.00 and 3.95 for any under.....then if you don't us it in 12 months after purchase they deduct x amount every month after 12 months......So say you purhcase $100.00 dollars but wait a year andf half to use it then its only worth $80 dollars.....