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Is your club going to be staffed full time or is it a key system? Keep good records. On each contract, have a spot to mark the expiry date of the membership, then have a membership record book where you mark each persons name and the date their membership expires. Check the book each day and you can see who owes you. Also have a club sign in sheet so all users must sign in or swipe their card as you suggested. How big is your gym and tanning salon?
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